Coming December 1: Prophia Loans Is Almost Here.

Your leases and loans. Your assets and financial obligations. One connected intelligence platform.

Every asset in your portfolio has two sets of documents that decide what it's worth: the leases that produce income, and the loan that finances it. 

For years, Prophia customers have been asking us to bring the same intelligence they rely on for their leases to their loan documents.

Earlier this year, we took a major step toward making that happen with the introduction of Prophia Loans in Prophia Labs, giving customers early access to AI-powered loan document intelligence.

The response has been fantastic. Customers have been exploring how faster access to loan terms, financial reporting requirements, and covenants can help their teams better understand and manage the debt behind their assets.

Now, we're getting ready for the next chapter.

Prophia Loans is graduating from Prophia Labs and becoming part of the core Prophia platform.

From Labs to launch

Prophia Labs is where we put new capabilities in front of customers early, learn how they use them, and build the next version with them. Loans has been one of the most active Labs projects we've run.

On December 1, Prophia Loans is scheduled to officially graduate from beta and become part of the core Prophia platform.

And this isn't simply about moving a feature out of Labs. It's about bringing debt intelligence directly into the context of the properties it finances.

When Loans goes live, it gets a permanent home in Prophia:

• A Financial tab in the main navigation. Every loan in your portfolio in one view, searchable and filterable, sortable by maturity.
• Loan terms, extracted in minutes. Upload a loan's documents and Prophia pulls out the loan summary, key dates, financial reporting requirements, and covenants. You get a structured record of what you owe, when, and what you've promised to report.
• Debt next to the asset it finances. Each property secured by a loan gets a Financial Summary tab, and the loan's documents appear in the property's Documents tab. One loan can cover many properties, or only some of a property's buildings, and a loan doesn't have to be tied to a property at all.
• Ask the AI Assistant about your loans from anywhere. In Labs, loan questions only worked inside Labs. Now you can add a loan as context from anywhere in Prophia and ask about maturities, covenants, or reporting obligations alongside your lease data.

A Bigger Picture of Every Asset

With Prophia Loans, teams will be able to:

• Understand loan obligations faster. Turn complex loan documents into structured intelligence, including key financial terms, reporting requirements, and covenants.
• Connect debt to the underlying assets. Access loan information alongside property records through a new Financial Summary experience.
• Ask questions, get source-linked answers. Use Prophia's AI Assistant to investigate loan documents without navigating to a separate tool.
• See the bigger picture. Bring lease and loan intelligence together to support more informed asset management decisions.

Why it matters

For commercial real estate owners and operators, leases and loans are two sides of the same financial story.

Understanding lease expirations, tenant obligations, and rental income is critical. So is understanding the debt secured by those assets, the covenants that govern it, and the financial obligations that lie ahead.

Asset managers, finance teams, and lenders' reporting contacts rely on this information, and today it usually lives in different places: leases in one system, loan agreements in a shared drive, covenant tests and reporting calendars in a spreadsheet someone built years ago.

That gap gets expensive when it matters most. With a large volume of commercial real estate debt maturing and refinancing still tight, owners need to know which loans mature when, which covenants are closest to their limits, and which lender reports are due this quarter, across the whole portfolio and without a scramble.

Putting loans and leases on the same platform, linked to the same properties, means one place to answer those questions.

Already using Loans in Labs?

You don't need to do anything. Your loans, documents, extracted terms, edits, and property associations move over automatically. Your Prophia team will reach out before December 1 with the details for your account.

Want an early look?

If you'd like to see Loans before it launches, or talk about adding it to your account, reach out to your Prophia team or request a demo.

December 1. Your debt, right next to your leases.